ph 91 Terms and Conditions – Your Complete User Agreement
These Terms and Conditions govern your access to and use of the ph 91 platform, including all gaming, betting, and account services available to players in the Philippines. Please read this document carefully before registering or placing any wager. By creating an account or using the platform in any way, you confirm that you have read, understood, and agreed to be bound by these terms in full.
Table of Contents
- 1. Acceptance of Terms
- 2. Eligibility and Age Requirement
- 3. Account Creation and Security
- 4. User Obligations and Responsibilities
- 5. Platform Usage Rules
- 6. Payments and Transactions
- 7. Limitation of Liability
- 8. Account Suspension and Closure
- 9. Intellectual Property Rights
- 10. Third-Party Links and Services
- 11. Changes to These Terms
- 12. Applicable Law and Jurisdiction
1. Acceptance of Terms
By accessing, browsing, or using any part of the ph 91 platform — including the website, mobile application, sportsbook, live casino, slot games, and fish shooting games — you agree to be legally bound by these Terms and Conditions in their entirety. These terms constitute a binding legal agreement between you and ph 91, and they apply to all users regardless of how they access the platform, whether through a desktop browser, a mobile browser, or the Android APK. If you do not agree with any part of these terms, you must stop using the platform immediately and not create or continue to use any account. Continued use of the platform following any update to these terms will be treated as your acceptance of the revised version. ph 91 reserves the right to modify, update, or replace any part of these terms at any time, and it is your responsibility to review them regularly.
These terms should be read together with the ph 91 Privacy Policy and Responsible Gaming policy, both of which form part of the overall agreement governing your use of the platform. Where any conflict arises between these Terms and Conditions and any promotional or supplementary terms, these Terms and Conditions shall take precedence unless explicitly stated otherwise in writing by ph 91. Players who registered on the platform prior to the publication of these terms remain bound by the current version from the date it was made available on the site. If you have questions about any part of these terms, you are encouraged to contact our support team before proceeding.
2. Eligibility and Age Requirement
The ph 91 platform is strictly available to individuals who are at least 18 years of age. This minimum age requirement is non-negotiable and applies to all players in the Philippines without exception, in compliance with Philippine laws governing online gaming and gambling activities. By registering an account, you declare and warrant that you are 18 years old or older and that you have the full legal capacity to enter into this agreement and to use the platform's services. ph 91 reserves the right to request proof of age and identity at any stage of the account lifecycle, and failure to provide satisfactory documentation may result in account suspension or permanent closure.
In addition to the age requirement, you must ensure that online gaming is not prohibited in your specific location or jurisdiction within the Philippines. It is your sole responsibility to understand and comply with all local laws, regulations, and restrictions that apply to you. ph 91 does not knowingly allow access to users in jurisdictions where online gaming is prohibited by law. If you are accessing the platform from a location where such activity is restricted or illegal, you must cease using ph 91 immediately. The platform is also not available to individuals who have been voluntarily or involuntarily excluded, or who are on any self-exclusion register that covers ph 91's services.
3. Account Creation and Security
Each player is permitted to hold only one account on the ph 91 platform. Creating duplicate, multiple, or shared accounts is strictly prohibited and may result in the suspension or permanent closure of all associated accounts, along with the forfeiture of any balances held within them. When registering, you must provide accurate, current, and complete information, including your full legal name, date of birth, and contact details. ph 91 relies on the information you provide to verify your identity, process payments, and comply with regulatory requirements, so submitting false or misleading details is a serious breach of these terms.
You are solely responsible for maintaining the confidentiality of your account login credentials, including your username and password. ph 91 strongly advises that you choose a strong, unique password that is not used for any other online service, and that you do not share your login details with anyone under any circumstances. Any activity that takes place on your account — whether authorised by you or not — is your responsibility, and ph 91 is not liable for losses or damages resulting from unauthorised access caused by your failure to secure your credentials. If you suspect that your account has been accessed without your authorisation, you must notify the ph 91 support team immediately so that appropriate security measures can be taken. ph 91 will never ask for your password via email, chat, or any other communication channel.
4. User Obligations and Responsibilities
As a player on the ph 91 platform, you agree to use all services in a lawful, responsible, and good-faith manner. You must not use the platform to engage in any activity that is fraudulent, deceptive, or harmful to other users or to the platform itself. This includes, but is not limited to, attempting to manipulate game outcomes, exploiting technical errors or software bugs for financial gain, colluding with other players, or using any automated tool, bot, or script to interact with the platform in an unauthorised manner. ph 91 employs monitoring systems to detect unusual activity, and accounts found to be in breach of these obligations will be subject to immediate investigation and potential closure.
You also agree not to use the ph 91 platform for any money laundering, terrorist financing, or other illegal financial activity. All deposits and withdrawals on ph 91 are processed in Philippine Peso and must come from payment methods registered in your own name — third-party deposits are not permitted. You are responsible for reporting any winnings or gaming income to the relevant Philippine tax authorities as required by applicable law; ph 91 does not provide tax advice and accepts no liability for your tax obligations. It is your responsibility to keep your account information up to date, including your contact details and payment information, so that the platform can reach you when needed and process your transactions correctly.
5. Platform Usage Rules
ph 91 provides access to a range of gaming and betting products, including a sportsbook, live casino, slot games, and fish shooting games. Each product category may have its own specific rules, betting limits, and operational guidelines that apply in addition to these general Terms and Conditions. You are expected to familiarise yourself with the rules of any game or market before participating. In the event of a dispute about the outcome of a game or a settled bet, the records held by ph 91's servers shall be considered the definitive reference point, unless a clear technical error can be demonstrated.
ph 91 reserves the right to void any bet or game result where it determines that an error has occurred in the display of odds, game settings, or payout information, or where there is evidence of collusion, fraud, or a breach of these terms. Bets placed on events with obvious pricing errors — for example, odds that are clearly incorrect due to a system error — may be voided at ph 91's discretion. The platform also reserves the right to impose deposit limits, withdrawal limits, or wagering restrictions on individual accounts where necessary for regulatory compliance, responsible gaming purposes, or fraud prevention. Access to certain games or features may be restricted depending on your location or account verification status.
6. Payments and Transactions
All financial transactions on the ph 91 platform — including deposits, withdrawals, and account balances — are denominated in Philippine Peso (PHP). ph 91 supports a range of payment channels commonly used in the Philippines, including GCash, Maya, and local bank transfers. You may only deposit funds using payment methods that are registered in your own name; deposits from third-party accounts are not accepted and may be returned or result in account suspension. The minimum and maximum deposit and withdrawal amounts are set by ph 91 and may change from time to time; current limits are displayed in the cashier section of the platform.
Withdrawal requests are processed in accordance with ph 91's standard processing schedule. Processing times may vary depending on the payment method selected and the volume of requests being handled at the time. Before a withdrawal can be processed, your account must be fully verified, and ph 91 may request supporting documents to complete this verification. ph 91 does not charge internal processing fees for standard deposits and withdrawals, but your payment provider may apply their own charges, which are outside ph 91's control. ph 91 is not responsible for delays caused by your bank, e-wallet provider, or any third-party payment processor. Any funds held in your account do not earn interest and are subject to forfeiture if your account is closed due to a breach of these terms.
7. Limitation of Liability
ph 91 provides its platform and all associated services on an "as is" and "as available" basis. While we make every reasonable effort to ensure that the platform operates reliably and without interruption, we do not guarantee that the service will be free from errors, downtime, or technical issues at all times. ph 91 shall not be liable for any losses — financial or otherwise — that arise from platform downtime, technical failures, data loss, or delays in processing transactions that are beyond our reasonable control. This includes disruptions caused by third-party service providers, internet infrastructure failures, or force majeure events.
To the fullest extent permitted by applicable Philippine law, ph 91's total liability to you for any claim arising from your use of the platform shall not exceed the amount of funds held in your account at the time the claim arises. ph 91 expressly disclaims all liability for indirect, consequential, incidental, or punitive damages of any kind, including loss of profits, loss of opportunity, or any other economic loss, even if ph 91 has been advised of the possibility of such damages. Nothing in these terms limits ph 91's liability for fraud, gross negligence, or any other liability that cannot be excluded by law. By using the ph 91 platform, you acknowledge and accept these limitations as a reasonable and fundamental part of the agreement between you and ph 91.
8. Account Suspension and Closure
ph 91 reserves the right to suspend, restrict, or permanently close any account at its sole discretion, with or without prior notice, if it has reasonable grounds to believe that a breach of these Terms and Conditions has occurred. Grounds for suspension or closure include, but are not limited to: providing false registration information, creating multiple accounts, engaging in fraudulent or abusive behaviour, attempting to manipulate gaming outcomes, violating payment terms, or failing to meet identity verification requirements. Where an account is closed due to a confirmed breach, any balance held in the account may be forfeited in whole or in part, depending on the nature and severity of the breach.
If you wish to close your own account voluntarily, you may submit a request to the ph 91 support team. Before your account is closed, all pending withdrawal requests will be processed in accordance with standard procedures, provided that your account is in good standing and your identity has been verified. Funds remaining after all valid withdrawal requests are processed will be returned to your nominated payment method. ph 91 may also close accounts that have been inactive for an extended period, subject to prior notification to your registered contact details. Players seeking a temporary break from the platform for responsible gaming reasons are encouraged to use the self-exclusion tools available on the Responsible Gaming page before requesting account closure.
9. Intellectual Property Rights
All content available on the ph 91 platform — including but not limited to text, graphics, logos, icons, images, audio clips, game interfaces, software, and the overall design and layout of the site — is the property of ph 91 or its content licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, and revocable licence to access and use the platform solely for your own personal, non-commercial entertainment purposes. This licence does not include the right to copy, reproduce, distribute, publicly display, modify, adapt, or create derivative works from any ph 91 content without express written permission from ph 91.
You must not frame, mirror, scrape, or otherwise reproduce ph 91 content on any other website or application without authorisation. Any unauthorised use of ph 91's intellectual property may result in the immediate termination of your account and may expose you to legal action. Trademarks, service marks, and trade names displayed on the ph 91 platform are the registered or unregistered marks of ph 91 or their respective owners, and nothing on the platform should be construed as granting any licence or right to use any mark without the express written permission of the relevant owner. If you believe that any content on the ph 91 platform infringes your intellectual property rights, please contact the support team with the details of your claim.
10. Third-Party Links and Services
The ph 91 platform may incorporate or reference services provided by third-party companies, such as payment processors, game software providers, and identity verification services. These third-party services are governed by their own terms and conditions and privacy policies, and ph 91 does not accept responsibility for their content, performance, or compliance with applicable laws. Your use of any third-party service linked to or integrated within the ph 91 platform is entirely at your own risk, and you should review the relevant third-party terms before using such services.
Where the ph 91 platform contains links to external websites or resources, these links are provided for informational purposes only and do not constitute an endorsement, sponsorship, or recommendation by ph 91 of those sites or the information, products, or services they contain. ph 91 has no control over the content or availability of external websites and accepts no liability for any loss or damage that may arise from your use of them. Players are advised to exercise caution and to read all applicable terms and privacy notices when interacting with any third-party service in connection with their ph 91 account.
11. Changes to These Terms
ph 91 may update, amend, or replace these Terms and Conditions at any time to reflect changes in the platform's services, changes in applicable Philippine law or regulation, or for any other operational reason. When material changes are made, ph 91 will endeavour to provide advance notice to registered players through the platform or via the contact details held on file. However, it is your responsibility to check this page regularly to stay informed of the current terms, and ph 91 cannot guarantee that every individual player will receive direct notification of every change.
Any changes to these terms will become effective from the date they are published on the ph 91 platform, unless a later effective date is specified. Your continued use of the platform after a new version of these terms has been published constitutes your acceptance of the updated terms. If you do not agree with any change to these terms, you must stop using the platform and may close your account in accordance with the process described in Section 8. Historical versions of these Terms and Conditions are not archived on the public-facing platform, but are available upon request to the support team for reference purposes.
12. Applicable Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines. Any dispute, claim, or controversy arising out of or in connection with these terms, or with your use of the ph 91 platform, shall be subject to the exclusive jurisdiction of the competent courts of the Philippines. By using the ph 91 platform, you irrevocably submit to the jurisdiction of those courts for the resolution of any such dispute, and you waive any objection to the laying of venue in those courts on the grounds of inconvenience or otherwise.
ph 91 operates its services in the Philippines in compliance with applicable Philippine gaming regulations and laws. Players are reminded that it is their personal responsibility to ensure that accessing and using the ph 91 platform complies with all laws and regulations applicable to them in their own jurisdiction. ph 91 makes no representation that the services are appropriate for use in locations outside those where the platform is lawfully offered. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
Questions About These Terms?
If anything in these Terms and Conditions is unclear, our support team is ready to help. You can also visit our FAQ for quick answers to common questions, or head to the Responsible Gaming page for guidance on managing your play safely. Creating an account on ph 91 is free, and all transactions are in Philippine Peso from day one.